
Laura asks…
I have a disability insurance policy that I pay through payroll deductions. Can they legally deny a claim?
I have been off of work ill since 11/1/2007. I have post herpetic neuralgia (nerve damage in my forehead from a shingles outbreak in 1999). I have filed a claim on this before and it was honored; now, I have filed again and the insurance co is giving me the run around. Its ok to file as many times as needed; but, their argument is that I have not seen a treating dr since my absence. I have seen my diabetes dr and he had been prescribing my meds for this but since they are questioning him, he referred me back to my specialist who can’t see me until 2/22. I treat this illness with med and I still have meds and I take it; it only makes me sleep and when I awaken sometimes the pain is still there. I take it again and sleep again. The insurance co says I should be able to work. I can’t because the pain is constant and causes me to miss work too much–my boss agrees. Is the ins co justified in denying my claim? Many meds have been tried-same results. PHS has a mine of its’ own.HELP!

admin answers:
You are being denied because you do not have a doctor’s order indicating your disability, at least not one which they will accept.
The severity of post herpetic neuralgia varies widely in those affected by it. Hence, the insurer is not going to take your word without a medical certification from a specialist.
You may have to wait until late February for such certification, and with any sort of luck, the insurer will give you ‘back pay’ from the time the disability triggered your work absence.
I know this sounds difficult for you in your situation, but please understand the number of questionable claims which such insurers receive. In order to maintain control of claims, they will, in nearly all situations, require medical certification of the condition you are claiming.
Good luck.

Mark asks…
What are some home remedies for Shingles that have worked for you?
I am a young woman who has no business having shingles, but, unfortunately, I get them several times a year (always in a small patch on my arm) and this has been going on for about 7 years.
The only thing that worked to avoid them completely was Valtrex, but it’s an expensive drug I can’t afford anymore. I use Neurontin for the pain once they go away, and it totally works.
I currently use tea tree oil to try and help the outbreaks go away faster (I think it helps). But the itching is driving me crazy and I’m tired of all the scarring it causes! I see conflicting information on different websites suggesting treatment of symptoms, so if anyone can give me some pointers on what has worked for them to alleviate the itching, I’d appreciate it very much.
Thank you!

admin answers:
I found this info at health911.com while I was looking for wart remedies for my son. It looks helpful & very informative.
Since shingles is a virus, boosting your immune system will help knock it out.
Changes to Make
Supplements
Lysine
Selenium
Vitamin A Take 25,000 I.U. Daily.
Vitamin C Take 2,000 mg twice daily.
Zinc Take 25 mg daily.
In addition to these recommended supplements, many people with shingles have low stomach acid which leads to poor digestion and nutrient absorption. This, in turn, will lead to a weakened immune system, chronic infections and other health concerns. Correcting your digestion will alleviate many of these problems. We recommend taking a digestive aid which includes hydrochloric acid. Your health food store will carry several brands.
——————————————————————————–
Remedies
Apple cider vinegar To relieve pain and discomfort apply apple cider vinegar directly from the bottle. Dab on affected areas, let dry, and repeat as often as needed. It is suggested that you apply the vinegar four times during the day and three at night if you are awake. The itching and burning will rapidly dissipate after the vinegar is applied, and the shingles will heal more quickly.
DMSO (dimethyl sulfoxide) Dabbing it on the affected area twice daily stops the virus’ growth by penetrating right to the center of the herpes infection. It should get rid of the stinging and rash in three days.
Vitamin B-12 Indian researchers have had great success with shingles by injecting 500 mcg of vitamin B-12, a nutrient important to nerve health, daily. Dramatic results were seen after three days, with pain relief and drying of the rash. None of the patients tested developed neuralgia. This method is more beneficial than taking supplements because the vitamins bypass the digestive system.
Vitamin C This vitamin has also successfully been used to overcome shingles. Patients were injected with 2-3 grams every 12 hours and also took a gram orally every two hours. The patients were relieved of pain quickly, with blisters drying up and disappearing within a few days.
Vitamin E As mentioned above, post-herpetic neuralgia can last for years. Remarkable results were achieved with people who had long term neuralgia when they were given 1200 to 1600 I.U. Of vitamin E daily for six months. In the study done, 75% of the patients were nearly or fully relieved of the neuralgia. Doctors have reported that using D-alpha tocopheryl acetate or succinate in the above dosages was successful when used for at least six months. These doctors also stressed the need to avoid medications and estrogens, as well as white flour, vitamin-enriched cereals, and vitamins containing inorganic iron.
Zinc Make a salve by combining a tablespoon of aloe vera juice, the contents of one 1,000 I.U. Capsule of natural vitamin E (NOT DL-alpha tocopherol) with zinc ointment, and applying it to the blisters. This will bring quick relief from the pain.

Sharon asks…
is my baby doomed for birth defects? and malformation?
i just foiund out i was preg at 9 weeks… before i knew i was preg i was given meds… doxycycline, diflucan, azithramicin, ibprofen, cephalexin, and i had gotten drunk about two times a few weeks after conception would have occurred. then i just found out i have an outbreak of shingles. on my leg. i was given all those meds to clear up an infection well they did a pelvic exam and he said he thinks i may have a lil bit of PID but he anted to wait for my test to come back… is my baby bound to have malformations and birth defects.. i already have one child with health problems that the cause is very unknown and i did nothing harmful with that pregnancy.. so i am sooo worried that all this is goin on with me will it absolutely harm my baby? they gave me and ultra sound b/c i was cramping and said it looked good, tho there is a little bleeding by the placenta where it attached, and the baby heart beat is 168 i am 9 weeks.. is that a good heart beat?

admin answers:
I looked up all those meds in a book and you should be fine. It did say that Doxycycline shouldn’t be used in pregnancy or children as it can cause permanent staining of the teeth. There are worse things in this world than grey teeth. Diflucan is only used in pregnancy when essential. Azithromycin should be used with care in pregnancy. Ibuprofen is not recommended for the third trimester but can be used with caution. And Cephalexin is a very safe antibiotic for pregnancy. I’ve used it myself many times as I’m allergic to penicillan. I hope you are feeling better and everything works out OK. 🙂
EDIT – The normal heart rate is usually between 120 and 160 but a little variance is OK. I have heard that laying down and resting a lot can help the placenta to attach, in cases of bleeding, as it provides better blood flow to the area.

Linda asks…
Got a rash that is killing me and I cant figure out what it is?
Initially my legs were quite itchy, to the point of waking up to scratching. Small pimples appear mostly on my leg area, friction definitely triggers it and maybe sweating. I noticed after playing racquetball or ice hockey it was the worst. I haven’t been playing either sport in a while. I assumed it was my hockey equipment, but I haven’t played in months.
Lately, 5 to 10 small white pimple appears on legs. If I don’t put cream on them quickly, a red mark the size of a quarter will develop and it will itch and hurt, almost like a tact is stuck in my leg. I finally noticed my right leg is more sensative due to my work badge continually bumping that part of my leg, the inseams of my pants can cause irritation to. I have been using Bacitracin lately, but at first I was just using a skin moisturizer, which helps reduce the outbreaks.
I tend to line dry most of my pants and started to suspect a “outbreak” from my washing machine. I have bleached it since, but I think it is more likely that line dried clothes are not as soft on the skin and it is more a friction issue. We use a skin sensative detergent.
I been searching the internet for rashes and pictures of rashed, really disgusting stuff out there. I am freaked out that it could be scabies, but haven’t seen any pictures that match and nobody else in the family has this issue and it has been going on for almost a year. I doesn’t look like shingles , but it can be quite painful, it was really itchy all over my legs months ago, but now it manifests itself in a few white pimples with a red mark around them, they eventually turn red though as they heal.
I also started thinking about bed bugs, mostly get it on my legs, but sometimes on my back of my neck and no pimples but slight symptoms of a rash on my face.
I have been to the doctor, they suggested a low dose of an antihistamine and OTC moisturizer, helps but does not stop the symptoms. I also have not been great a keeping moisturized

admin answers:
Hi,
You can identify the itching skin whether it is scabies rash or not. Find out more about scabies rash at
http://scabies-rash.blogspot.com
Thanks
Aina

Mandy asks…
Dentist prescribed an antiviral drug for CANKER SORES?
I am a frequent sufferer of canker sores (mouth ulcers). I always use Crest toothpaste (until now) that contains Sodium Laurel Sulphate, I have a horrible diet, have sharp teeth and anytime I cause damage to my internal mouth flesh a canker sore will appear. It could be from biting it, or my mouth rubbing against my sharp teeth, or a toothbrush slipping off and hitting a corner of my mouth. But it’s clearly a combination of bad diet and physical damage. And I generally only get one at a time. I don’t get like an “outbreak” of them at random times or anything.
Any research I have done says it is NOT viral and is NOT herpes.
But I had a really really bad one the last few days, like a constant burning pain because it was big, even had a swollen lymph node. My mom called the dentist to see if he could prescribe Aphthasol and he did not but he prescribed something else; Acyclovir.
I went to pick it up at the pharmacy and it said it was an antiviral used to treat things such as chicken pox, shingles and herpes. So I asked the pharamacist and she said canker sores are viral and I’m like umm no they’re ulcers and she flatout told me they’re caused by herpes. I didn’t feel confident in the recommendation so I got a refund.
What do you think? Were they right or wrong?

admin answers:
You are correct. Canker sores are not viral. Check here.
Http://dentistry.about.com/od/basicdentalcare/f/cankertreatment.htm
http://www.ehow.com/how_3069_treat-canker-sores.html
http://www.buzzle.com/articles/how-to-treat-canker-sores.html
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